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CASH OUT   -  LOWER MONTHLY PAYMENT  -   SHORTER TERM

FOR WEST COVINA CALIFORNIA HOMEOWNERS

MEET YOUR FINANCIAL NEEDS REFINANCING WITH WEST COVINA MORTGAGE LOANS

Offering West covina Homeowners:

Competitive rates

Competitive Closing cost

Online Streamilned Process at your finger tip.

Start My Refinance

Cash out

With Much appreciation in West Covina California, you can Refinance Cash out for Renovating your home, or paying down Credit cards with with High Interest rate

Cash out

Lower My Mortgage Payment

Getting a Lower Monthly Mortgage Payment, could help massively with the current inflation in our economy, and the savings could be used in some retierment funds, to help retire confortably.

Lower payment

Shorten My Mortgage Term

Pay off your loan much sooner and pay less interest rates, you can shorten your Home loan as low as 8 years terms.

Shorten My Mortgage

Refinance shorter terms

Short-term mortgages are home loans that mature in less than 10 years. They typically come with lower interest rates but require higher monthly payments, as they are spread over a shorter period of time. Short-term mortgages allow homeowners to rapidly build equity in their property and gain full ownership of their home. Compared to other types of mortgages, which are often spread over 15 to 30 years, short-term mortgages can save you money over the lifecycle of the loan. West Covina Mortgage loans offers Fixed rates with the options to pick any mortgage term starting as short as 8 years.

To qualify for an FHA cash-out refinance, the borrower must have a credit score of at least 600, a debt-to-income ratio below 50%, and more than 20% equity in the home. The borrower must not owe more than 80% of the home’s value and must maintain 20% equity in the home after refinancing.  The property must have been owned by the borrower as their principal residence for at least 12 months prior to the date of case number assignment, and the borrower must have an acceptable payment history for the mortgage being refinanced


WEST COVINA MORTGAGE LOAN

Mortgage Expert is at your fingertips.

 

We are Available for you Monday through Saturday to Answer all your mortgage questions, provide you with as many scenarios as needed for you to have a Loan that is customised for you.

 

Call: (888) 681 - 4128

Your Refinance Application Starts here

Start My Refinance
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NMLS Consumer Access     

Disclaimer: 1- At our website, we employ SSL (Secure Sockets Layer) technology to safeguard all information exchanged between users' browsers and our servers. To ensure a secure browsing experience, it is necessary for users to have an SSL-capable browser while accessing our site. 2- In the course of offering real estate and/or mortgage services, we collect a range of personal information about you. This includes details provided by you for purchasing a home and/or obtaining a home loan, encompassing your name, phone number, address, social security number, email address, employer’s name and address, income, assets, liabilities, and responses to personal and financial inquiries. Additionally, we process communications from you concerning your loan(s), such as updates on your employment status, and obtain information from third parties, such as consumer reporting agencies, credit bureaus, employers, and depository institutions, to evaluate your loan application. Moreover, we may gather data in compliance with specific laws and regulations, such as the Home Mortgage Disclosure Act. Be assured that we treat your personal information with the utmost care, maintaining strict confidentiality in accordance with applicable privacy and data protection laws to safeguard your privacy and security throughout the real estate and mortgage service process. 3- As the exclusive owner of the information collected on this website, we value your privacy and take every measure to protect your data. However, to efficiently process your loan, it is necessary for us to share specific information with select third parties. These trusted third parties comprise appraisal companies, credit agencies, lenders, mortgage insurance companies, as well as title and escrow companies. Rest assured that we maintain strict confidentiality protocols, and your information will only be shared with these parties in connection with the loan processing and related services.

1906 W. Garvey Ave Suite 200

West Covina, CA 91790

888-681-4128    |    george@o1nemortgage.com

Licensed in the State of California NMLS# 365129

NMLS Consumer Access     

Disclaimer: 1- At our website, we employ SSL (Secure Sockets Layer) technology to safeguard all information exchanged between users' browsers and our servers. To ensure a secure browsing experience, it is necessary for users to have an SSL-capable browser while accessing our site. 2- In the course of offering real estate and/or mortgage services, we collect a range of personal information about you. This includes details provided by you for purchasing a home and/or obtaining a home loan, encompassing your name, phone number, address, social security number, email address, employer’s name and address, income, assets, liabilities, and responses to personal and financial inquiries. Additionally, we process communications from you concerning your loan(s), such as updates on your employment status, and obtain information from third parties, such as consumer reporting agencies, credit bureaus, employers, and depository institutions, to evaluate your loan application. Moreover, we may gather data in compliance with specific laws and regulations, such as the Home Mortgage Disclosure Act. Be assured that we treat your personal information with the utmost care, maintaining strict confidentiality in accordance with applicable privacy and data protection laws to safeguard your privacy and security throughout the real estate and mortgage service process. 3- As the exclusive owner of the information collected on this website, we value your privacy and take every measure to protect your data. However, to efficiently process your loan, it is necessary for us to share specific information with select third parties. These trusted third parties comprise appraisal companies, credit agencies, lenders, mortgage insurance companies, as well as title and escrow companies. Rest assured that we maintain strict confidentiality protocols, and your information will only be shared with these parties in connection with the loan processing and related services.